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Berlin & Denys Insurance Blog

Five Small Space Design Hacks for the Home

5/16/2020

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Have you ever felt the need to make changes in the design of your home to maximize the space that you already have? This feeling holds for homeowners that have smaller living spaces. There's always a need to have enough space for everything without sacrificing movement around the tiny house.
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However, one can ask about the changes to enhance a small house? How will you be able to maximize the space that you already have? This article can help you by giving you some useful tips to follow. Continue reading to learn more.

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Disaster Preparedness 101: Five Steps to Protect Your House against Floods

5/8/2020

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​One of the worst things that could happen to your home is flooding. Flooding is one of the most common natural disasters that families from all over the world encounter. For this reason, you have to prepare yourself and your home for it at all times. Here are some of the steps that you can take to do so.

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Six Facts about Flooding in the U.S.

4/20/2020

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​Floods have always been prevalent in the United States of America. Excessive rainfall, snowmelt, and dam failures are what causes it. There have been many significant impacts that floods have brought to the country, but this article will tackle different facts about flooding in the country. Here they are:

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Are Deaths due to Pandemics Covered by Life Insurance?

4/14/2020

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​A pandemic is an occurrence of an infectious, widespread disease that has spread across vast regions (worst-case scenario: world-wide) that affects a large number of people. The most notable pandemics in the history of the world include the “Black Death” in the 14th century, the Spanish Flu in 1918, and the 2009 H1N1 Flu pandemic, which killed people by the millions. A more recent scourge that the world is experiencing is the 2019 CoronaVirus pandemic and the proliferation of HIV/AIDS.

So the question lies, can life insurance cover the deaths caused by pandemics?

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Getting Insurance for Your Pets At Home

4/1/2020

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​There are many reasons why people get insurance. It helps people run small businesses. If you drive a vehicle, insurance enables you to afford repairs, hospitalization costs, and legal expenses in case of accidents. It covers your healthcare costs and protects your family. In the event of deaths, insurance provides for the family. 

Dogs and cats are companion animals since they keep the company and relieve the stress of their owners. Since pets are a treasured part of people's lives, why not get them insured?

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How to Lower Your Home Insurance Costs in Practical Ways

3/24/2020

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​Most people pay more for their home insurance than they have to. In fact, the price of two homeowners paying for the same type of house can vary by several hundreds of dollars. That depends on the insurer as well as your policy. If you want to save on your home insurance costs, here are some practical ways to consider it.

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A Guide to Handling Flood Insurance Claims

3/19/2020

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​It's not easy experiencing damage due to floodwaters and filing a claim for flood insurance at the same time. The emotions are high following damage to floodwaters. You need to get fixed, and you need to prepare a lot of documents and evidence for your claims. However, here are some steps you can take in order to handle your flood insurance claims.

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Is Getting Life Insurance a Good Investment?

3/12/2020

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​Life insurance is an instrument that pays out beneficiaries a designated amount of money upon the death of the insured person. Since getting an insurance policy involves allocating regular premiums either monthly, quarterly, or annually, some people consider it a good investment. Others say that life insurance is not an investment, while a majority of most people are still skeptical about getting any insurance at all.  This article will clear out some of your qualms regarding such apprehensions.

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The Pros and Cons of Getting Insurance for Secondhand Cars

3/5/2020

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​Getting a second-hand or pre-owned car has many advantages. First, it costs less and saves you a lot of money. Always remember that through time, the value of all cars depreciates. Each car has a different depreciation value compared to another, depending on how the previous owner handled it. 

How would you know if the pre-owned car is still in top condition to drive compared to a new one? Getting a professional to check it out and inspect the car is key. Take note that the car may not be brand new, but it still performs the same tasks that every car on the road does. So how about car insurance? Do pre-owned cars also get insured?

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Advantages of Having an Accelerated Benefit Policy

2/24/2020

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​Accelerated benefit riders offer several protection types to policyholders in a single-vehicle. Specific policies also include protection from nursing homes, chronic illnesses, and critical conditions.

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