​Floods have always been prevalent in the United States of America. Excessive rainfall, snowmelt, and dam failures are what causes it. There have been many significant impacts that floods have brought to the country, but this article will tackle different facts about flooding in the country. Here they are:

​A pandemic is an occurrence of an infectious, widespread disease that has spread across vast regions (worst-case scenario: world-wide) that affects a large number of people. The most notable pandemics in the history of the world include the “Black Death” in the 14th century, the Spanish Flu in 1918, and the 2009 H1N1 Flu pandemic, which killed people by the millions. A more recent scourge that the world is experiencing is the 2019 CoronaVirus pandemic and the proliferation of HIV/AIDS.

So the question lies, can life insurance cover the deaths caused by pandemics?

​There are many reasons why people get insurance. It helps people run small businesses. If you drive a vehicle, insurance enables you to afford repairs, hospitalization costs, and legal expenses in case of accidents. It covers your healthcare costs and protects your family. In the event of deaths, insurance provides for the family. 

Dogs and cats are companion animals since they keep the company and relieve the stress of their owners. Since pets are a treasured part of people's lives, why not get them insured?