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Berlin & Denys Insurance Blog

How to Lower Your Home Insurance Costs in Practical Ways

3/24/2020

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​Most people pay more for their home insurance than they have to. In fact, the price of two homeowners paying for the same type of house can vary by several hundreds of dollars. That depends on the insurer as well as your policy. If you want to save on your home insurance costs, here are some practical ways to consider it.

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A Guide to Handling Flood Insurance Claims

3/19/2020

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​It's not easy experiencing damage due to floodwaters and filing a claim for flood insurance at the same time. The emotions are high following damage to floodwaters. You need to get fixed, and you need to prepare a lot of documents and evidence for your claims. However, here are some steps you can take in order to handle your flood insurance claims.

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Is Getting Life Insurance a Good Investment?

3/12/2020

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​Life insurance is an instrument that pays out beneficiaries a designated amount of money upon the death of the insured person. Since getting an insurance policy involves allocating regular premiums either monthly, quarterly, or annually, some people consider it a good investment. Others say that life insurance is not an investment, while a majority of most people are still skeptical about getting any insurance at all.  This article will clear out some of your qualms regarding such apprehensions.

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The Pros and Cons of Getting Insurance for Secondhand Cars

3/5/2020

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​Getting a second-hand or pre-owned car has many advantages. First, it costs less and saves you a lot of money. Always remember that through time, the value of all cars depreciates. Each car has a different depreciation value compared to another, depending on how the previous owner handled it. 

How would you know if the pre-owned car is still in top condition to drive compared to a new one? Getting a professional to check it out and inspect the car is key. Take note that the car may not be brand new, but it still performs the same tasks that every car on the road does. So how about car insurance? Do pre-owned cars also get insured?

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