Berlin & Denys Insurance
  • Home
  • Quotes
  • Service
  • About
    • About Us
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Newsletter Signup
    • Non-discrimination Policy
    • Privacy Notice
    • Blog
  • Contact
  • Our Team
  • Careers

Berlin & Denys Insurance Blog

The Pros and Cons of Getting Insurance for Secondhand Cars

3/5/2020

3 Comments

 
Picture
​Getting a second-hand or pre-owned car has many advantages. First, it costs less and saves you a lot of money. Always remember that through time, the value of all cars depreciates. Each car has a different depreciation value compared to another, depending on how the previous owner handled it. 

How would you know if the pre-owned car is still in top condition to drive compared to a new one? Getting a professional to check it out and inspect the car is key. Take note that the car may not be brand new, but it still performs the same tasks that every car on the road does. So how about car insurance? Do pre-owned cars also get insured?
Insurance on Second-hand cars
Car insurance is very specific. It is impossible to say that the insurance for a brand new BMW is higher (or lower) compared to pre-owned GTB/4 Daytona Ferrari. Your insurance premium will depend on driving history, the level of coverage, make and model of the car, and your chosen insurance company.

What do you need?
Once the car passes the inspection, you will need to get an insurance policy for your used car. If you got the car from a dealership, they would require proof of insurance before you drive your vehicle out. These are the necessary information they’ll need:
  • Vehicle Identification Number (VIN) that will provide the car’s essential information
  • Driver’s license numbers of drivers 
  • Garage address of the car
  • Insurance history of the drivers
  • Driving records of the drivers
  • Date of birth of drivers 

How to choose the right insurance company for your car
You can go online and check out what different car insurance companies can offer you. You can choose the one that seems reasonably priced for you, then seek the opinion of other people like mechanics, insurance agents, etc.

Do you think it is worth it to have a second-hand car insured? Some may opt to take the chance of driving without insurance because they have no bad record of their driving history. Perhaps they may think that their location is less risky compared to others. 

But always remember, it is against the law to drive a car without insurance. You might risk jail time if you get caught driving without insurance for the first time. Always be on the safe side; choose the right insurance company that best suits the need of your second-hand car.

At Berlin & Denys Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (800) 946-3303 or Click Here to request a free quote.
3 Comments
Chris Pederson link
12/11/2020 12:38:38 pm

I have never owned a car before so I am new to getting car insurance. You said that it is based on your driving history and the model of your car. Mine is a 2019 so it should have all the safety features to make them happy.

Reply
Intellicar link
2/12/2022 11:45:40 am

Getting a second-hand or pre-owned car has many advantages. First, it costs less and saves you a lot of money.

Reply
Used Car For Sale in UAE link
2/7/2023 06:47:40 am

Fabulous..such good service.” Thank you… I have never had such good service.

Reply



Leave a Reply.

    Contact Us

    (800) 946-3303​
    801 Magnolia Street
    New Smyrna Beach, FL 32168​
    Click Here to Email Us

    Archives

    March 2025
    August 2022
    July 2022
    June 2022
    May 2022
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018

    Categories

    All
    Accelerated Benefit Policy
    Business Insurance
    Car Insurance
    FAQs
    Final Expense Insurance
    Financial
    Flood Insurance
    Health Insurance
    Home Insurance
    Insurance
    Life Insurance
    Local
    Medicare Supplement Insurance
    Safety
    Term Life Insurance

    RSS Feed

Navigation

Homepage
Policy Services
Insurance Products
Agency Referral Form
SAN Referral Form
SAN Referral Agreement 
Non-discrimination Policy
Privacy Notice
​Website Login


Follow us on social media

Contact us

New Smyrna Beach- Main Office
801 Magnolia Street
New Smyrna Beach, FL 32168

(800) 946-3303
Click here to email us
​See Other Locations
REVIEW US
website by Insurance Splash
  • Home
  • Quotes
  • Service
  • About
    • About Us
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Newsletter Signup
    • Non-discrimination Policy
    • Privacy Notice
    • Blog
  • Contact
  • Our Team
  • Careers