How to Save Money With Your Home Insurance

​Being able to provide for everything that we need and want is not easy. It takes a lot of time, energy and resources to be able to live freely and with optimum comfort and satisfaction. In order to save, we have to maximize the existing resources that are available. Getting a home insurance could be a big help in our monthly budget.  The question is how can we fully use our existing insurances?

Here are 7 helpful tips that would help us to save more money:

1. Increase the deductibles
It might seem difficult because you have to pay more money upfront in the event of the claim but it pays off if you don’t have to file.

2. Combine it with your auto insurance
If you have or are planning to have both car and home insurance, it is highly recommended you get them from the same company.  Insurance companies are able to handle billing and processing more efficiently or people with a number of policies as compared to those who have one.

3. Get a home security system
Providing a security system that automatically notifies policemen or fire department could bring about the certain discount from the insurance company. This is a win-win situation because you can ensure the safety of your home, yourself and your family while at the same time, you are able to save more money.

4. Stay with your company
Be knowledgeable of all existing promos and discounts in your insurance company. Utilize those that are applicable to your case. Inquire about what else the company can offer you.  Consider your options and decide accordingly.

5. Inform your agent about home improvements
Your policy includes monetary limits in the event of a claim on your property and these limits are set based on the value of your home.  Informing the agent will prevent the document of additional coverage needed.

6. Fix the roof
This is a money-saving tip because this will prevent paying more for coverage.

7. Keep a record of your possessions
This allows the claims process to be done more efficiently and will ensure accurate identification of properties lost as applicable. Having a home insurance could be a big help for the maintenance of your home. Minimize loses by getting a home insurance. Remember, your home is your biggest investment. 

At Berlin & Denys Insurance, we aim to provide comprehensive insurance policies that make your life easier. You can get more information about our products and services by calling our agency at (800) 946-3303. Get your free quote today by CLICKING HERE.