Pros and Cons of Getting an Insurance for Military Vehicles

​Military vehicles are combat, non-combatant, and transport vehicles designed for military use. Most of them have vehicle armor plates and off-road capabilities, which make them perfect for specific purposes. Most people have no idea that they can own military vehicles! The first thing to know is where can you get one, and how much? These vehicles can be quite pricey, especially if you’re ordering (a brand new unit) from the manufacturer.

There are certain limitations to getting military vehicles, especially if you’re getting a huge one! It would be great if you would know the rules and regulations for owning one.

What is the scope of the insurance coverage?
There is a special insurance for every military vehicle, be it a Land Rover, an amphibious vehicle, or a tank! 

Standard ex-military vehicle insurance covers the hassles of collision, theft, and damage to the vehicle. Damage to the vehicle would entail fire or vandalism. In the event of theft, the agreed-upon value of the vehicle will be reimbursed to you. Not only that, but you can also make claims for the personal items inside it. You can also get a personal mechanic if you prefer it. 

Getting it insured
Active military vehicles are insured through a private insurance company, which is reinsured by the government. So, if your military vehicle is more than 20 years old, no longer used off-road, and its armaments have been disabled or removed, it is still qualified for vehicle insurance. The terms, of course, would be more or less similar to a private vehicle. If you’re getting a brand new one, you can get specialized insurance coverage quotes through Unusual Insurance.

Policy terms for military vehicles are good for one year. Surprisingly some companies offer very low premiums, much smaller than a standard automobile policy.

Limitations 
If you want to buy a tank, that’s perfectly okay. But no authority will allow you to drive it on the road because of its sheer size and weight! Some states do not allow tracked vehicles to run on their streets. Each military vehicle has a unique quality. Perhaps, if you want to drive your military vehicle on regular roads, get something that resembles an SUV. Try not to get vehicles with more than four wheels, because it will further confound your road journeys in the future.

Military vehicles are a part of every country’s legacy. Owners of these vehicles are perceptively aware of these challenges to make their ride roadworthy and road legal. So, is it wise to get an insurance policy for a military vehicle? Well, if you only plan to put them on display, perhaps the need wouldn't be as much pressing if you plan to drive them around.

At Berlin & Denys Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (800) 946-3303 . Get your free quote today by CLICKING HERE.